Terms & Conditions

1. Acceptance of Terms

By accessing and using PennyWise, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use the application.

2. Use of the Service

PennyWise is a personal finance management tool. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

3. User Data

Your financial data is stored securely. However, you acknowledge that you are providing this information voluntarily for the purpose of tracking your finances. We do not provide financial advice.

4. Prohibited Conduct

You agree not to use the service for any illegal purposes, or to interfere with the proper functioning of the application.

5. Limitation of Liability

PennyWise is provided "as is" without any warranties. We are not liable for any financial losses or damages resulting from the use of our services.

6. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the app after changes constitutes acceptance of the new terms.